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Transaction Journal 2 (TJ2) is a low cost, easy to use teller or corporate user application that captures cheque images and data of items in a balanced transaction set. Once the application is started, it automatically recognises the image capture device and is then held in a wait state until a cheque is introduced to the feeder. The image capture device pulls the cheque through, captures an image and reads the code line. The system then allows the user to type in the amount of the cheque and then waits for the next cheque to be inserted. When all of the cheques for a batch are complete, the total is shown which needs to balance with the credit item that will confirm the transaction is complete. At this stage the save button is clicked and the information captured is available to be printed in image or bank report form. The system can capture multiple batches each needing to be completed with a credit.
Transaction sets are balanced by the system and any out of balance sets cannot be processed until they have balanced. The system allows for multiple transaction sets and allows only transaction sets to balance with a credit.
Transaction Journal 2 (TJ2) provides a micro Image Archive and All Items Database for all transactions sets processed on a particular workstation. Transaction sets from each batch on a chosen day can be recalled and reprinted with and without images. This means if an envelope of cheques or an individual item is lost, they can be provided to the bank simply by recalling and printing.
If the organisation using the system has queries regarding any of the cheques stored in the system, they can simply click on the required date find the item and display or reprint it. This also means that any requests for items from authorities such as research for the \'Proceeds of Crime Act\' can be instantly recalled and presented affording full compliance.
Transaction Journal 2 has a full disaster recovery facility as all transactions can be saved to CD on a regular basis to ensure no loss of data.
MICR Read - Account, Serial No, Tran Code, Sort Code:
The TJ2 software accepts full codeline details from the MICRImage Reader. If there is a Tran Code present on the cheque, the system will determine the type of credit or debit and reject incorrect types
The system captures a complete image of the item in black and white with a resolution of 200dpi. The image is stored in the database for access by the application
Standard Bank Listing:
When a batch of items has been balanced, the system provides a facility to print a bankage listing containing code line details, amount, and date. Any of the previously entered batches that have balanced can be access and printed if required
Large Image Listing:
Following the completion of a batch of items, all of the cheques and credits can be displayed on a report displaying large images
Small Image Listing:
Following the completion of a batch of items, all of the cheques and credits can be displayed on a report displaying small images
Keyed Amount Input:
When an item is passed through the reader and the code line details captured, the user can input the amount of that item
Customer Reference Field:
If required by users, the system has a free format field of up to 10 characters to use as a reference for the item
During the process of adding items and amounts, the system keeps a running total to ensure that debit items match credit items
When a credit item is introduced following one or more debit items, the system zero balances to ensure that credits and debits are equal
Sorting by MICR Line Information:
When a batch has been captured, the system allows the user to sort the batch in any or the code line order by clicking on the bar above the display
Zoom In/Out of Cheque Images:
In order to interpret items that are difficult to read, the system offers a zoom facility to enlarge the area of the item in question
If for any reason a mistake is found during the capture process, a repair facility is available to correct errors
Reader Hot Swap:
In the unlikely event that the MICRImage Reader fails, the system can recognise a replacement Reader and carry on processing without the need to restart
All transactions can be backed up to CD on an as needed basis
CD Search Facility:
When a CD Backup takes place, a search application is loaded on to the CD. This allows the user to search for any transactions saved to CD
Transaction Finder is an additional paid for product which will search for transactions includes the use of wild cards